January Budget Wrap Up

Mint is still messed up and showing my transfers between my own accounts as expenses so I have no graph or chart to share with you this month.

This month I blew the budget but just barely scraped by with a net income of $148 so I did still save a bit. January 18th I went on disability leave and work paid out the rest of the 60 or so vacation hours I had saved up but I won’t get my first disability check from the state until sometime in February so I’m glad that even with reduced income this month and a fair amount of discretionary spending for the purpose of making myself feel better I didn’t have to dip into my savings yet.

How’d the spending break down?

Well after the largest categories of rent and stuff to make myself feel better, utilities came in next: the weather has been cold, I’ve had an almost constant fever, insomnia has frequently kept me up at all hours of the night, and I’m home all day so I’ve been running the heat a lot more than usual.

Medical expenses came in next at $123 for January bringing the total for my cancer related medical expenses to $346.

Thanks to the Eat from the Pantry challenge, I spent a mere $42 on groceries for the entire month including my post challenge stock up run to Safeway today. I’ll be hitting Costco later this week to stock up on organic meats so that’ll bring my grocery spending back up for February.

Between not driving to work anymore, having family members drive me to most of my appointments, and not really being able to leave the house because of my low white blood cells, I’ve barely been driving and only got one tank of gas this month for $32 and half of that is still in my tank.

So my goal for February is don’t buy stuff just to make myself feel better and continue to have a positive net income even with a further reduced income.

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