investing

Here’s how my July numbers look. I spent 94.8% of my allotted budget (the budget is set to have my spend 75% of my take home pay from my day job paychecks only, any income on the side is always considered extra). That means I saved an extra 5.2% in July.

As usual since I’m viewing my budget monthly but spending some money on quarterly, semi annual, or annual expenses I’m over in some areas and under in others but the important thing for me is to be at or under budget on the whole. It’d be fabulous if mint.com had the option to view your budget yearly as well but they don’t have that feature yet.

July Budget

Getting enrolled in my company’s 401k ended up being a bit of a nightmare. Just as I got all my paperwork filled out at the beginning of July, our 401k provider announced that they were going out of business and they had “blacked out” any changes to any plans. We switched over to a new provider and I could finally be enrolled on July 29th. I missed one month of possible contributions but it’s not the end of the world. One month’s worth of company matches probably wouldn’t have even been worth the hassle of rolling that account into my Rollover IRA. Now I’m set to contribute the minimum required to receive my full company match via my 401k and I will be continuing to max out my Roth IRA.

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