If you want to save money, you have to spend less than you earn. The easiest way to make sure you’re doing that is to have a budget.
Budgeting isn’t a bad, scary, or restrictive thing. Budgeting is simply creating a plan for how you will be spending your money. You don’t have to get it right the first time around, the important thing to do is to start somewhere. Here’s a collection of my favorite resources to help you get started budgeting or refine your existing budget.
- 5 Tips to Make Your Spending Plan (aka Budget) Work For You @Chief Family Officer
- Budgeting 101: Start by Tracking Your Expenses @Northern Cheapskate
- Budgeting and Automation: Streamlining Your Finances @Five Cent Nickel
- Budgeting for Dummies @I’ve Paid for this Twice Already
- Budget Input and Advice @The Conscious Shopper
- How to Build Your Personal Budget @One Caveman’s Financial Journey
- Challenge Your Process @Mommy Snacks
- Financial Snapshot @Bargain Briana
Frugal Tip: Mint.com @Being Frugal Is Fabulous
- How to Budget @Frugal Mom Blog
- How to Budget with a Variable Income @Being Frugal
- How to Make a Budget in 5 Steps @Frugal Upstate
- How to Make a Budget in 10 Easy Steps @The Digirati Life
- How to Make a Budget That Works @Mrs. Micah
- Is Budgeting Really Worth It? @Frugal Living Online
- Learning to Budget with the JARS System @Get Rich Slowly
- Method Madness Marathon! Budget! @Money Saving Methods
- Microbudgeting: Keep Costs Under Control with a Baby Steps Budget @Funny About Money
- Money Matters: Organizing Your Budget with the Envelope System @Organizing Your Way
- Pretend It’s Not A Budget: How to Create a Spending Plan You Can Stick To @Free Money Finance
- Stupid-Proof Budgeting @Bargaineering
- The Loose Budget @Simply Forties
- Using My “Envelope System” to Budget Money @Ultimate Money Blog
Featured in Festival of Frugality.
Related posts:
August Budget Wrap Up
December Budget Wrap Up
What I’m Reading 7/3
Simplify Your Budget with the 60 Percent Solution
September Budget Wrap Up
 Subscribe via RSS |  Subscribe via Email | learn more about subscribing |
{ 6 comments }
Great list of resources! I’m always looking for additional information to reaffirm my budget and tweak my skills. I look forward to digging through each one!
Thank you for so many wonderful budgeting resources. I had been thinking about this topic a lot in the past few weeks. I haven’t read through every link, but enough to get the sense that budgeting for most is about divying up the paycheck between fixed and variable expenses. What I could never grasp until recently was that fiscal discipline is really about working to create a chosen financial future. I have always been one to spend if I have it, take the cash out of your paycheck first so you never see it being saved (but dip into it if spending goes over that month), and buy that coffee if I had the cash because I deserved it. I have made a goal to become debt-free is because I’d now like to build a secure financial future for my children. I believe focusing on this goal will help me remember that I don’t “need” to buy that coffee because I want a better future for my family more. thanks so much for these resources! Abbie
.-= Abbie´s last post ..Giveaway – Rubbermaid 20-pc Food Saver Set =-.
Thanks so much for the link! I appreciate it.
.-= Mrs. Money´s last post ..Snail Paced Intensity? =-.
Wow! What a great list you compiled here!
I’ve got a lot to read now. I really need to read and then create a step by step list of things to do to save money.
Saving money is a lot of work- but it’s completely worth it.
Thanks for taking the time to put this together.
I’m going to go stumble this right now.
All the best,
Eren
.-= Eren Mckay´s last post ..Tips to help kids sun safety during summer time =-.
Would you mind if I posted a link of this list on Buddy’s Friday, it is so comprehensive.
Margaret
.-= Margaret´s last post ..‘Buddy’s Friday’ – Unemployment Figures Up =-.
This is a great post and I can’t wait to check out these money saving tips. I could really use them about now.
.-= Jenny´s last post ..Blogathon ‘09 =-.
Comments on this entry are closed.