I’m trying to get my portfolio balanced by using only new money I’m putting in rather than selling anything at this time.
Here’s where it was at in April:
In April I was doing okay on cash investments but much too high on large cap and too low on small cap and international. In April I contributed $416.66 in new money (1/12 of my annual $5000 Roth IRA contribution). I also received some funds from my parents that had been scheduled to transfer to me when I turned 25.
After allocating that new money to small cap and international assets, here’s what my portfolio looks like:
Schwab’s portfolio analysis tool now gives me a green OK on my asset allocation rather than the yellow warning symbol I had before. At this point I’ll be allocating my new Roth IRA investments every two weeks as necessary to try to maintain a balance and I’ll rebalance every three months if any asset classes get significantly out of balance.
Related posts:
Asset Allocation
Money Notes from Schwab’s On Investing Spring 2009
Rebalancing Your Portfolio
Stock Market Concepts
Update your Thermostat’s Program
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